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  • Manulife Educational Plan – Secure Your Child’s Future

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    Manulife Educational Plan – Secure Your Child’s Future

    When it comes to our loved ones especialiiy the young ones, it is very important to have an educational plan.

    Of course, we are in a world that is full of uncertainty and that, we don’t know what the future brings about.

    So, as parents, we don’t want that our children will suffer adversity.

    Thus, securing their future must be our top most priority.

    Ideally, Manulife, an insurance company is here and ready to help you to make an educational plan about your children.

    Manulife Educational Plan

    Manulife, an insurance company, offers various educational plans aiming to help parents secure the future of their children.

    These plans include investment or savings that can be used to cover some educational expenses like books, tuitions, dormitory, gadgets for educational purposes, etc.

    However, these plans may not available in all countries.

    Some countries may have a specific plan, while other may not, depends on the available services in 

    However, Manulife Educational Plans may not be available to all countries as it may depends on some factors like the availablity of services, specific rules and regulations.

    Depending on areas, some countries may have specific offers that may not be available in the country where you are living in.

    Common Features of Manulife Educational Plans

    1. Regular Contribution

    As the term itself, this feature requires regular contributions, a payment contribution over a set period of time.

    This approach will help you to become disciplined in building up the educational funds of your children.

    2. Investment Options

    One of the education plans that Manulife offers is the “investment option.”

    This plan allows you to choose the level of risk (risk tolerance) you are comfortable with, your investment objective (goal), and the potential to earn ROI (return on investment) from your contributions.

    3. Flexibility

    Manulife offers flexibility plan.

    This means that you can adjust your contributions and its frequency (either monthly, weekly, etc.) based on your financial capacity.

    4. Tax Benefits

    This Manulife plan depends on the country where you are in and specific regulations.

    This plan allows you to qualify for tax benefits which can be used as additional savings.

    5. Education Support

    Manulife may also provide educational or learning materials, resources and tools just to help you plan your child’s education.

    Conclusion:

    If you are planning for your child’s educational plan, always read and review the terms and conditions of the educational plan offered by the company like the Manulife or any other financial institutions that offer educational plan.

  • Manulife Insurance Plans

    Manulife Insurance Plans

    Manulife Financial Corporation or known as Manulife is a top-leading companies in the world that offers products and services like insurance, investment retirement solution, and also wealth management.

    The company was established in 1887 and their financial products and services is based in Canada.

    According to Manulife, running for more than 120 years, they already established offices in 91 countries and territories such as in United States, Hongkong, Malaysia, Singapore, Philippines, etc.

    And now, we will give a short description about their insurance products.

    Common Manulife Insurance Plans (may vary every country)

    1. Life Insurance

    This insurance is designed to help lessen the burden when one of their members in the family passes away.

    When this happen, beneficiary/ies will receive death benefit or lump sum that can be used for funeral costs, etc.

    2. Health Insurance

    This type of insurance offers wide range of health coverage and is designed to cater policyholder needs.

    This plan covers different options link critical illness insurance, disability insurance, hospitalization, surgery, etc.

    3. Travel Insurance

    This plan also offers wide range of coverage for traveller to have peace of mind and free from worries when they are far away from their home or may be have an out of the country appointments.

    Typically, this plan may covers medical emergencies that requires transportation (can be from one country to another), trip cancellation or delay especially when the weather is bad, lost or damaged baggage, etc.

    4. Education

    This type of plan is designed to help parents plan the future of their children.

    Typically, this educational plan covers expenses related to education like tuition fees, books, learning resources, etc.

    5. Retirement

    This plan is designed to help individuals plan for their financial security in the future especially during their retirement years.

    During the retirement years, individuals or policyholders will receive a lump sum that can be used as stream of income that will generate income over a period of time.

    6. Safe Access

    7. Savings

    8. Home

    9. Accident

    10. Assurance Solutions

  • What is Manulife – A simple Guide for beginners

    What is Insurance? – A Simple Guide for Beginners

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    Introduction to Insurance:

    When people heard the word “insurance”, a lot of misconception ideas came on their minds such as follows:

    1. They think that insurance is only for wealthy people or individual.
    2. They don’t need insurance yet since they are healthy and young.
    3. Some think that insurance is a waste of money especially if you were not able to file a claim, you can’t get your money.
    4. That insurance companies always denies claims.
    5. Moreover, they rely on Government Assistance.

    Well, these are just some of the misconception that some people think about insurance.

    However, if we dig more about what insurance really is, we will understand why it is very important to have an insurance.

    What is insurance?

    According to Grange Insurance, “insurance” is a financial safety net that will help us to recover from sudden loss when something bad happen in the future.

    Also, insurance will give us financial security and peace of mind by transferring the burden of potential losses to the company where we are insured.

    For instance, when calamity hits us or an an accident, we’ve been able to recover from it since we are insured.

    Or, what if one of our family members dies and we don’t have enough resources for the burial, if that person is insured, we can file a claim to get financial support from the insurance company.

    And this is true, because what future brings about is beyond our control.

    Thus, this is how insurance works in our lives.

    Types of Insurance

    What are the types of insurance?

    There are many types of insurance that we can apply depends on our needs.

    Types of Insurance:

    Life Insurance

    • This type of insurance will give us financial protection in the event of death.

    Health Insurance:

    • A type of insurance that will help us recover from medical expenses.

    Auto Insurance:

    • A type of insurance that protects you from accidents or damage to vehicles.

    Homeowners Insurance:

    • An insurance that safeguards your homes and belongings when something happens like fire, theft, and natural events or disasters.

    Business Insurance:

    • A type of insurance that will protect your business from various risks like property damage, liability, and interruption of operations.
  •  How to Monetize your Blog with Google AdSense

    Monetize your Blog

     How to Monetize your Blog with Google AdSense

    What is Google AdSense? 

    Google AdSense is an advertising network owned by Google LCC.

    It is one of the best advertising networks that is widely used by many bloggers.

    Moreover, it is a free-of-charge advertising network company.

    Furthermore, Google AdSense shares its 68% total revenue to its publishers.

     How to Monetize your Blog with Google AdSense

    Publishers can earn money through advertisements.

    If your blog passes its monetization program, your blog will start displaying ads, thus letting your blog earn a revenue.

    The process of earning money with AdSense is through ads click.

    Meaning to say, when visitors take an action to click the displayed ads, your blog will generate revenue and 68% of its revenue will be on your AdSense account.

    How to Pass the AdSense Monetization Program

    Google AdSense Monetization Program has high standard before your blog is accepted as their partner.

    Below are some of the practices you need to follow if you want to be their partner.

    1. High Quality Content

    One of the most important things you need to follow is to create high quality content.

    High quality content means that your blog is unique, original, free from plagiarism and not made with an AI content generator like ChatGPT.

    2. Have a Privacy Policy and Terms of Use Pages

    This is another important thing you need to do with your blog.

    Your blog must have a privacy policy that will protect your visitors’ privacy while accessing your blog.

    Also, a term of use is very important that will discuss about how you will use their data while accessing your blog.

    3. Have at least 6 to 10 posts in one category

    When creating content, it is very important to label the content in a category for easy navigation.

    For example, if you have 6 posts, make sure that it is belong under one category only.

    4. Have a user-friendly navigation menu

    Our visitors is our primary concern when creating a blog.

    Having a user-friendly navigation menu helps your visitors to stay longer on your blog with no disappointment.

    This means, when visitors move from one link to another, they will be redirected to a proper page, etc.

    5. No broken links

    Before applying with AdSense, make sure that all your links are working properly.

    So, check all the available links and examine if all are working well.

    Final thought:

    These are some of the tips that you can do if you want to apply your blog with Google AdSense.

  • How to Earn Money with Google AdSense

    Earn Money with Google

    How to Earn Money with Google AdSense

    One of the best ways to earn money online is through content creation.

    This can be through blogsites, videos, or even content in a mobile applications.

    Some people think that content creation is just a sort of pastime, a hobby when you are bored.

    However, to some, content creation is no longer a hobby.

    In fact, there are lots of content creators who are earning decent income by just making content online.

    So, how can we earn money through it?

    How to Earn Money as a Content Creator?

    According to Google AdSense, there are 2 million users or publishers that are working with them to earn money.

    The publishers’ job here is to create engaging content either in blogsites, videos, or mobile applications.

    Then, they will get paid through displaying advertisements on their content.

    Indeed, the main source of earning in Google AdSense is through displaying advertisement.

    How to Earn Money through Advertisement

    There are two types of advertisement that Google AdSense provides to its publishers.

    If your platform in creating valuable content is through websites, you will earn money for every ads clicked (or cost-per-click) by the users or visitors.

    Meanwhile, if you are using YouTube (video) and Admob (mobile application) to create your content, you will earn money for every 1000 ads impression (or cost per mille).

    Cost-per-click vs Cost-per-mille

    Cost-per-click

    Content creators who are using website will get paid for every ads clicks received from the visitors.

    Thus, you will earn money when visitors of your site will take an action to view that displayed ads in your content.

    Usually, the cost-per-click ranges from $0.01 up to $1.00 or more.

    So, if your blog receives 100 clicks in a day, you will earn an amount of $1.00 to S10.00.

    In 30 days, you will earn a revenue of $30.00 to $300.00.

    Thus, this only mean that your earnings is dependent on the ads clicks.

    Cost-per-mille

    Content creators who are using YouTube and Mobile Apps will get paid for every 1000 ad impressions from the visitors.

    Usually, the cost-per-mille ranges from $0.1 up to $10.00 per 1000 ads impression.

    For example, in YouTube, if one of your videos receives 1M views, you will earn $100.00 up to $10,000.00 from that specific video only.

    To compute, 1,000,000 views ÷ 1000 ad impression = 1000 x 0.1 or 10 = 100 to 10,000 USD.

    Thus, this only mean that your earnings is dependent on the number or views of advertisement (impressions).

    Final thought:

    Google AdSense is one of the reputable ad network companies that pays well their publishers.

    If you want to earn money with Google AdSense, be a content creator or publisher.

  • How to Earn Money through Blogging – A Simple Guide

    Earn Money through Blogging

    How to Earn Money through Blogging – A Simple Guide

    The advent of technology opens a lot of opportunities online.

    One of these opportunities is that you can earn money through writing a blogpost or being a blogger.

    So, how can we earn money through blogging?

    How to Earn Money through Blogging

    There are many ways on how to earn money through blogging.

    Below are some of the ways that you can start to generate income.

    1. Advertisement

    One of the most common ways that blogger use to earn money is through advertisement.

    Advertisement is just displaying companies’ products and services on your blog.

    This happens when advertising network companies buy some spaces on your blog to display ads.

    In advertisement, you can earn through clicks or through ads impression.

    However, to become eligible for displaying advertisement, you need to pass the the monetization process of some advertising network such as Google AdSense and Ezoic.

    2. Affiliate Marketing

    Another thing to earn money is through affiliate marketing.

    Affiliate marketing is a process where you can earn revenue through commission system.

    This method is good if you have lots of traffics on your site because there is a high probability that visitors will make an action through your affiliate links.

    3. Sell Digital Products

    Selling digital products is another way to earn money through online.

    If you have expertise on something, you can use that skill to make digitals products like e-books and courses.

    Hence, you sell your your digitals products through your blog and earn revenue.

    For example, you can lock some features of your content and will only be unlocked if readers will make a purchase.

    4. Sponsor Ads

    Another way to earn money through blogging is through sponsor ads.

    Sponsor ads is a type of advertisement where the company contacts you directly to promote their products or services in an online platform.

    This type of advertisement requires more traffic to get accepted to this type of ways to earn money.

    Final thought:

    These are just some of the ways on how to earn money online through blogging.

    For beginners, to best way to earn money is through advertisement.

    When you have enough traffic, you can apply to be an affiliate.

    Afterwards, when you have already a small community, you can start writing an exclusive digital products for your regular visitors.

  • How to Create Blog – A Simple Guide for Beginners

    Create Blog for Beginners – A Simple Guide

    How to Create Blog for Beginners – A Simple Guide

    How to Create Blog for Beginners

    In our previous article, we discussed on how to build a profitable blog.

    If you think you are ready with our next lesson in creating your first blog, then follow the below steps in creating your blog.

    If you are using the Blogger platform on your blog, make sure to have an own domain.

    How to Create a Blog with Blogger Platform

    Step 1: Go to the Blogger platform via www.blogger.com or simply click here.

    Step 2: Tap the CREATE YOUR BLOG button to start as shown in the screenshot below.

    After clicking, you will be redirected to your google account where you need to sign up.

    Just select your email address to sign up.

    Step 3: Choose a name for your blog.

    Enter your desired name of your blog  and click next.

    Step 4: Choose a URL for your blog.

    Enter a temporary URL of your blog, then click next.

    This is not your main domain yet as we will set up it later.

    Step 5: Confirm your display name

    For the last step, enter your desired display name, then click FINISH.

    This name serves as the author’s name.

    Now, we need to connect our domain name with the Blogger.

    How to Connect Custom Domain Name with Blogger

    Step 1: On your blogger platform, just go to setting tab as shown in the screenshot below.

    Step 2: Look for the Custom Domain and click it.

    Step 3: Next, enter your domain name like www.ecompublisher.com then click SAVE.

    Step 4: Then you will see a message about verifying your authority on your domain.

    Step 5: Go to your domain registrar or a store where you purchased your domain name and create two CNAMES as per instruction.

    If you purchased your domain with Z.com, follow the instruction here.

    But, if your domain name is on Namecheap, follow the instruction here.

    Also, if your account is on Hostinger, follow the instruction here.

    And these are the steps on how to create a blog using Blogger platform and how to connect your own domain name with the Blogger platform.

    How to Create a Blog with WordPress

    If you are using the WordPress platform, make sure you have a self-hosted account.

    Creating a blog with WordPress is very easy because this can e done automatically via installing WordPress software in your webhost.

    Generally, you can install WordPress software in your webhost because most of webhost has pre-installed WordPress application.

    There are lot of ways on how to install WordPress.

    This could be through manual, through cPanel, via FTP, or through your computer or local network.

    However, most webhosting providers have pre-installed WordPress where you just only install the application in few steps.

    Different webhosting have different ways to install WordPress.

    How to Install WordPress with Different Webhosting

    Below are some of the guides on how to install WordPress with different hosting provider.

    1. Ifyou purchased your plan with Hostinger, just follow the steps on how to install WordPress here.
    2. Another, if you are using Namecheap, you can follow their guides here.
    3. Or, if you are using GoDaddy, follow the steps here.

    These are just some of the ways on how to install WordPress with different hosting provider.

    If you have purchased a webhosting plan with other providers, you can see their tutorials on how to install WordPress.

  • Most Profitable Niches in Blogging

    Most Profitable Niches for Blogging

    The Most Profitable Niches for Blogging – A Simple Guide

    What is a niche?

    A niche is simply refers to the content that your blog is covering.

    In other words, this is the topic or the theme of the blog that you are creating.

    It is one of the most important elements in creating a blog, because with the absence of this, your blog is nothing.

    How niche works?

    A niche plays a vital role on your blog.

    This serves as the basis to some advertising network company as to what kind of advertisement they are going to display on your blog.

    So, if you are planning to have a profitable, then choosing the most profitable niche is a must.

    If you have no idea about what niche is best for you to write, then below are the list of the most profitable niches for blogging you can start with.

    5 Most Profitable Niches for Blogging

    Insurance

    Insurance is considered as one of the most profitable niches in the blogging industry as people need it and also, advertisers are looking individuals to avail their products and services.

    Moreover, insurance is more on giving individual a protection when sudden damages, loss of lives, or unwanted events occur.

    With this niche, you can start writing about the importance of insurance and why people need it.

    Also, you can write some reviews about companies that offer insurance by discussing its pros and cons.

    Finance and Investment

    Another great niche that you can start with is the finance and investment.

    A lot of people are looking ways on how to save money or invest to grow.

    As a content writer, you can write about ways on how to save money.

    Also, you may write contents on how to invest our money.

    Moreover, you can write articles on how to have a financial freedom.

    These are some great topics that individuals need to know especially in this crisis days.

    Money Making Ideas

    Another profitable niche you can start with is money making ideas.

    One of the most engaging activities that people are doing daily is finding ways on how to earn money especially through online.

    So, as a content writer, you can start your ideas by extracting some websites/companies that offer side hustle.

    Or, you can write a blog about DIY (do it yourself) tutorials about products that can be sold easily.

    Digital Marketing 

    Digital marketing niche is also a profitable niche that you can start with.

    This is more on promoting products and services through online platforms like Facebook, Google, etc.

    So, as a content writer, you can write about guides on how to promote their products and services online.

    For example, you can write a content about using Facebook in promoting products and services.

    Health and Fitness

    Health and Fitness is another great ideas to write on your blog.

    A lot of people are health conscious especially during the pandemic years.

    So, as a content writer, you can write ideas about having a healthy lifestyle.

    Or, an article that talks on how to become physically, emotionally, spiritually, mentally, and socially fit, etc.

    Final thought:

    These are just some of the best niches that you start with on your new blog.

    However, if your interest is not listed above, this doesn’t mean that they are not profitable.

    Still, your income is dependent on the number of traffics your blog is receiving each day or month.

  • How to build a profitable blog

    Build a Profitable Blog

    How to Build a Profitable Blog – A Simple Guide

    What is a profitable blog?

    A profitable blog means that you are earning money from it and thus, you are generating more traffic which cause your revenue grows.

    In our previous article, we have learned that one of the reasons why people do blogging is because they want to earn money from it.

    While this is true, however, there are lot of things need to consider before you can earn money through blogging.

    In this article, we will guide you the best practices on how to build a profitable blog.

    How to Build a Profitable Blog

    Below are the best practices in building a profitable blog.

    1. Niche

    One of the most important thing you need to consider in building a profitable blog is looking for a profitable niche.

    A niche is what your blog talks about, or simply means the content of your blog.

    There are lot of topics that you can work with on your blog, however, not all topics are profitable.

    Thus, you need to know what niche or topic is profitable enough to start.

    See: Most Profitable Niches for Blogging

    2. Blogging Platform

    Your next thing to do is to choose what blogging platform to be used.

    Blogging platform is a software where you are going to write a content on your blog.

    The common blogging platforms that bloggers are geared to use are the Blogger and WordPress blogging platform.

    For beginner that has low budget, the Blogger platform is the best choice as it comes with free hosting.

    You only need to buy a domain name for about $5.00 to $10.00 per year.

    However, if you have a budget and have some knowledge about blogging, then WordPress is the best choice.

    But, you need to buy a self-hosted server for installing WordPress application.

    3. Domain

    Once you have decided what niche you are going to write on your blog and what blogging platform to be used, the next thing to do is to find a domain.

    A domain is the website address or URL of your unique blog.

    When people type your unique address in the search engine, they will be landed on your blog.

    Example of domains are www.facebook.com, www.google.com, www.tiktok.com, etc.

    As suggested, your domain name must have relationship with your niche.

    For example, if your niche focuses on technology, then you may write your domain like mydomaintech.com or techdomain.com.

    However, since it is your own blog, you can choose any domain name.

    Tips in choosing a domain name:

    • must be 4 to 12 characters or letters in length
    • easy to remember
    • avoid using hyphen (-)
    • use a .com extension
    • must be related to your topics
    • one to two words domain name is ideal

    4. Webhost

    Webhost is another important thing to do in building a blog.

    It is where your blog is hosted so that your content on your blog will be live online.

    Both Blogger and WordPress blogging platforms are using webhost to store your files or content online.

    Blogger is a free hosted blogging platform where you can store your files online for free.

    Meanwhile, WordPress is a self-hosted blogging platform where you need to buy a webhost in order to store your files online.

    If you will use WordPress as a blogging platform, you need to buy a webhost to host your blog.

    You can buy it on Hostinger, Bluehost, GoDaddy, Namecheap, etc.

    The good with these hosting providers is that they offer a free .com domain extension when you subscribe to their 1 or more year hosting plan.

    Thus, you do not need to buy a separate .com domain extension if you have plan to buy a webhost plan.

    Final thought:

    These are some of things you need to consider in building a profitable blog.

    Some of the above-suggested details are optional where it is your choice to use the free one (with limitation) or the self-hosted one where you can do anything because of the WordPress plugins.

  • What is a Blog – A Simple Guide

    What is a Blog – A Simple Guide

    Everything You Need to Know About Blog – A Simple Guide

    What is a blog?

    A blog is a truncated word of web and log.

    It is a type of website that is used to give or share ideas to its readers.

    Generally, it is use for personal or professional purposes.

    How blogging works?

    Generally, blogging is just writing any content that is published online with the help of blogging platform like Blogger and WordPress.

    Additionally, these blogging platforms are hosted online (free hosting and self-hosted plan) that makes your blog live in the World Wide Web.

    Why do people blog?

    There are lot of reasons why people do blogging.

    1. Share ideas
      One of the reasons why people do blogging is because they just want to share their thoughts and ideas to its readers.
      For example, they want to share their thoughts about a certain thing that they may think people need to know.
    2. Share their experiences
      Another reasons why people do blogging is that they want to share their experiences in their daily lives such as their daily routines and journeys.
      For example, most celebrities do blogging because they just want to update their followers about their daily routine, their experiences, and journeys.
    3. To build an own brand
      This is another reason why people do blogging.
      They do blogging because they want to build a personal or professional brand.
      A great example of this are celebrities who are making their own name in the blogging industry.
    4. To promote their products and services
      A lot of people enter the world of blogging for a reason that they want to promote their products and services.
      For example, some bloggers use blogging platforms to promote their products and services.
      They write some reviews about the effectiveness of their products and services and the like.
    5. To build a community
      Building a small community is another reason why people do or enter the blogging industry.
      They want to meet people who have the same with their interests.
    6. To earn money
      Last but not the least why people do blogging is because they want to earn money from it.
      Yes, blogging is not just about writing content because through it, you can earn money that can be a life changer.
    What content do Blogger writes?

    Generally, most content that bloggers write are in informative style.

    They write content just to inform their readers about something

    This can be is a listicles style, review, guides and tutorials (DIY), tips, etc.

    However, content writers can also write to narrate, entertain, persuade, etc.

    Final thought:

    While there are lot of things you need to know about blogging, here, we just extracted some basic knowledge about blog and how it works.